Guide To Home Ownership

Be on the Money—Get Your Finances in Order

  • Check (and Repair) Your CreditVeterans and military buyers can face some unique credit challenges. Here’s how to whip your credit into shipshape before embarking on the home-buying process.
  • Prepare Your FinancesGet your fiscal house in order! Stability is key when it comes to showing a lender you’re a good candidate for financing. So here’s what you need to know to ensure you’re on the right track.
  • Loan Pre-Approval Is KeyMany real estate agents won’t even show homes to buyers who haven’t been vetted by a lender. Here’s why you should get pre-approved—today.

Find the Right Home Loan for You

Search for (and Find!) Your Dream Home with Realty Plus

  • Make the Perfect OfferFinding your dream home is the fun part. The challenge is crafting a purchase offer that entices sellers, protects your interests, and maximizes your budget.
  • Negotiate Your Closing CostsThere’s no getting around closing costs. But you can take a few different approaches to tackling these costs and fees when you wrap up your home purchase.
  • Essential Last Steps to TakeYou’re in the homestretch! You’ve found the right home, and you’re under contract. OK, what comes next?